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\u0a15\u0a30\u0a1c\u0a3c\u0a3f\u0a06\u0a02 \u0a26\u0a40\u0a06\u0a02 \u0a35\u0a3f\u0a06\u0a1c \u0a26\u0a30\u0a3e\u0a02 &#8216;\u0a24\u0a47 \u0a2a\u0a48\u0a02\u0a26\u0a3e \u0a39\u0a48\u0964 \u0a15\u0a3f\u0a09\u0a02\u0a15\u0a3f \u0a2c\u0a48\u0a02\u0a15\u0a3e\u0a02 \u0a26\u0a47 \u0a15\u0a30\u0a1c\u0a3c\u0a47 \u0a39\u0a41\u0a23 &#8216;\u0a30\u0a48\u0a2a\u0a4b \u0a30\u0a47\u0a1f \u0a32\u0a3f\u0a70\u0a15\u0a21 \u0a32\u0a48\u0a02\u0a21\u0a3f\u0a70\u0a17 \u0a30\u0a47\u0a1f&#8217; (RLLR) \u0a28\u0a3e\u0a32 \u0a1c\u0a41\u0a5c\u0a47 \u0a39\u0a4b\u0a0f \u0a39\u0a28, \u0a07\u0a38 \u0a32\u0a08 \u0a07\u0a39 \u0a15\u0a1f\u0a4c\u0a24\u0a40 \u0a06\u0a2e \u0a24\u0a4c\u0a30 &#8216;\u0a24\u0a47 \u0a15\u0a30\u0a1c\u0a3c\u0a3f\u0a06\u0a02 \u0a28\u0a42\u0a70 \u0a38\u0a38\u0a24\u0a3e \u0a15\u0a30\u0a47\u0a17\u0a40\u0964<\/p>\n<p><strong>\u0a39\u0a3e\u0a0a\u0a38\u0a3f\u0a70\u0a17 \u0a32\u0a4b\u0a28 (Home Loans):<\/strong>\u00a0\u0a18\u0a30 \u0a16\u0a30\u0a40\u0a26\u0a23 \u0a1c\u0a3e\u0a02 \u0a2c\u0a23\u0a3e\u0a09\u0a23 \u0a32\u0a08 \u0a32\u0a0f \u0a17\u0a0f \u0a15\u0a30\u0a1c\u0a3c\u0a47 \u0a26\u0a40\u0a06\u0a02 \u0a08.\u0a10\u0a2e.\u0a06\u0a08. (EMI) \u0a18\u0a71\u0a1f \u0a39\u0a4b \u0a1c\u0a3e\u0a23\u0a17\u0a40\u0a06\u0a02\u0964 \u0a28\u0a35\u0a47\u0a02 \u0a17\u0a3e\u0a39\u0a15\u0a3e\u0a02 \u0a32\u0a08 \u0a35\u0a3f\u0a06\u0a1c \u0a26\u0a30\u0a3e\u0a02 \u0a24\u0a41\u0a30\u0a70\u0a24 \u0a18\u0a71\u0a1f \u0a39\u0a4b\u0a23\u0a17\u0a40\u0a06\u0a02\u0964<\/p>\n<p><strong>\u0a06\u0a1f\u0a4b \u0a32\u0a4b\u0a28 (Auto Loans):<\/strong>\u00a0\u0a15\u0a3e\u0a30\u0a3e\u0a02 \u0a05\u0a24\u0a47 \u0a39\u0a4b\u0a30 \u0a35\u0a3e\u0a39\u0a28 \u0a16\u0a30\u0a40\u0a26\u0a23 \u0a32\u0a08 \u0a32\u0a0f \u0a17\u0a0f \u0a15\u0a30\u0a1c\u0a3c\u0a47 \u0a26\u0a40\u0a06\u0a02 \u0a35\u0a3f\u0a06\u0a1c \u0a26\u0a30\u0a3e\u0a02 \u0a18\u0a71\u0a1f \u0a39\u0a4b \u0a1c\u0a3e\u0a23\u0a17\u0a40\u0a06\u0a02\u0964<\/p>\n<p><strong>\u0a15\u0a2e\u0a30\u0a38\u0a3c\u0a40\u0a05\u0a32 \u0a32\u0a4b\u0a28\/\u0a15\u0a3e\u0a30\u0a2a\u0a4b\u0a30\u0a47\u0a1f \u0a32\u0a4b\u0a28 (Commercial\/Corporate Loans)<\/strong>: \u0a15\u0a3e\u0a30\u0a4b\u0a2c\u0a3e\u0a30\u0a3e\u0a02 \u0a05\u0a24\u0a47 \u0a15\u0a70\u0a2a\u0a28\u0a40\u0a06\u0a02 \u0a32\u0a08 \u0a15\u0a30\u0a1c\u0a3c\u0a47 \u0a38\u0a38\u0a24\u0a47 \u0a39\u0a4b\u0a23\u0a17\u0a47, \u0a1c\u0a3f\u0a38 \u0a28\u0a3e\u0a32 \u0a09\u0a39\u0a28\u0a3e\u0a02 \u0a28\u0a42\u0a70 \u0a28\u0a3f\u0a35\u0a47\u0a38\u0a3c \u0a05\u0a24\u0a47 \u0a35\u0a3f\u0a38\u0a25\u0a3e\u0a30 \u0a32\u0a08 \u0a2a\u0a4d\u0a30\u0a47\u0a30\u0a23\u0a3e \u0a2e\u0a3f\u0a32\u0a23 \u0a26\u0a40 \u0a06\u0a38 \u0a39\u0a48\u0964<\/p>\n<p><strong>\u0a28\u0a3f\u0a71\u0a1c\u0a40 \u0a32\u0a4b\u0a28 (Personal Loans):<\/strong>\u00a0\u0a28\u0a3f\u0a71\u0a1c\u0a40 \u0a32\u0a4b\u0a28 \u0a26\u0a40\u0a06\u0a02 \u0a35\u0a3f\u0a06\u0a1c \u0a26\u0a30\u0a3e\u0a02 \u0a35\u0a3f\u0a71\u0a1a \u0a35\u0a40 \u0a15\u0a2e\u0a40 \u0a06\u0a09\u0a23 \u0a26\u0a40 \u0a09\u0a2e\u0a40\u0a26 \u0a39\u0a48\u0964<\/p>\n<p><strong>\u0a15\u0a3f\u0a70\u0a28\u0a3e \u0a38\u0a38\u0a24\u0a3e \u0a39\u0a4b\u0a35\u0a47\u0a17\u0a3e?<\/strong><\/p>\n<p>\u0a1c\u0a3f\u0a70\u0a28\u0a47 \u0a2c\u0a47\u0a38\u0a3f\u0a38 \u0a2a\u0a41\u0a06\u0a07\u0a70\u0a1f (25 bps) \u0a30\u0a48\u0a2a\u0a4b \u0a26\u0a30 \u0a18\u0a1f\u0a3e\u0a08 \u0a17\u0a08 \u0a39\u0a48, \u0a32\u0a17\u0a2a\u0a17 \u0a13\u0a28\u0a47 \u0a39\u0a40 \u0a2c\u0a47\u0a38\u0a3f\u0a38 \u0a2a\u0a41\u0a06\u0a07\u0a70\u0a1f (\u0a1c\u0a3e\u0a02 \u0a07\u0a38 \u0a24\u0a4b\u0a02 \u0a25\u0a4b\u0a5c\u0a4d\u0a39\u0a3e \u0a18\u0a71\u0a1f) \u0a2c\u0a48\u0a02\u0a15 \u0a06\u0a2a\u0a23\u0a40\u0a06\u0a02 \u0a15\u0a30\u0a1c\u0a3c\u0a3e \u0a26\u0a30\u0a3e\u0a02 \u0a35\u0a3f\u0a71\u0a1a \u0a15\u0a1f\u0a4c\u0a24\u0a40 \u0a15\u0a30\u0a26\u0a47 \u0a39\u0a28\u0964 \u0a09\u0a26\u0a3e\u0a39\u0a30\u0a28 \u0a35\u0a1c\u0a4b\u0a02 \u0a1c\u0a47 \u0a24\u0a41\u0a39\u0a3e\u0a21\u0a3e \u0a39\u0a4b\u0a2e \u0a32\u0a4b\u0a28 8.75 \u0a2b\u0a40\u0a38\u0a26\u0a40 \u0a26\u0a40 \u0a26\u0a30 &#8216;\u0a24\u0a47 \u0a39\u0a48, \u0a24\u0a3e\u0a02 \u0a07\u0a39 \u0a38\u0a70\u0a2d\u0a3e\u0a35\u0a24 \u0a24\u0a4c\u0a30 &#8216;\u0a24\u0a47 \u0a18\u0a71\u0a1f \u0a15\u0a47 8.50 \u0a2b\u0a40\u0a38\u0a26 \u0a26\u0a47 \u0a06\u0a38-\u0a2a\u0a3e\u0a38 \u0a39\u0a4b \u0a38\u0a15\u0a26\u0a3e \u0a39\u0a48\u0964 \u0a15\u0a30\u0a1c\u0a3c\u0a47 \u0a26\u0a40 \u0a30\u0a15\u0a2e \u0a35\u0a71\u0a21\u0a40 \u0a39\u0a4b\u0a23 &#8216;\u0a24\u0a47, 25 bps \u0a26\u0a40 \u0a15\u0a1f\u0a4c\u0a24\u0a40 \u0a28\u0a3e\u0a32 \u0a24\u0a41\u0a39\u0a3e\u0a21\u0a40 \u0a08.\u0a10\u0a2e.\u0a06\u0a08. &#8216;\u0a24\u0a47 \u0a38\u0a3e\u0a32\u0a3e\u0a28\u0a3e \u0a39\u0a1c\u0a3c\u0a3e\u0a30\u0a3e\u0a02 \u0a30\u0a41\u0a2a\u0a0f \u0a26\u0a40 \u0a2c\u0a1a\u0a24 \u0a39\u0a4b \u0a38\u0a15\u0a26\u0a40 \u0a39\u0a48, \u0a16\u0a3e\u0a38 \u0a15\u0a30\u0a15\u0a47 \u0a32\u0a70\u0a2c\u0a47 \u0a38\u0a2e\u0a47\u0a02 \u0a26\u0a47 \u0a15\u0a30\u0a1c\u0a3c\u0a3f\u0a06\u0a02 (\u0a1c\u0a3f\u0a35\u0a47\u0a02 \u0a15\u0a3f \u0a39\u0a4b\u0a2e \u0a32\u0a4b\u0a28) \u0a32\u0a08\u0964<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-40299\" src=\"https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi-300x212.jpg\" alt=\"\" width=\"300\" height=\"212\" srcset=\"https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi-300x212.jpg 300w, https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi-768x543.jpg 768w, https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi-120x86.jpg 120w, https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi-750x531.jpg 750w, https:\/\/pardesnewsusa.com\/main\/wp-content\/uploads\/2025\/12\/rbi.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0a30\u0a41\u0a2a\u0a0f \u0a26\u0a47 \u0a21\u0a3f\u0a71\u0a17\u0a23 \u0a2c\u0a3e\u0a30\u0a47 \u0a1a\u0a3f\u0a70\u0a24\u0a3e\u0a35\u0a3e\u0a02 \u0a28\u0a42\u0a70 \u0a26\u0a30\u0a15\u0a3f\u0a28\u0a3e\u0a30 \u0a15\u0a30\u0a26\u0a47 \u0a39\u0a4b\u0a0f \u0a06\u0a30 \u0a2c\u0a40 \u0a06\u0a08 \u0a28\u0a47 \u0a06\u0a30\u0a25\u0a3f\u0a15 \u0a35\u0a3f\u0a15\u0a3e\u0a38 \u0a28\u0a42\u0a70 \u0a39\u0a4b\u0a30 \u0a2e\u0a1c\u0a3c\u0a2c\u0a42\u0a24 \u200b\u200b\u0a15\u0a30\u0a28 \u0a32\u0a08 \u0a35\u0a3f\u0a06\u0a1c \u0a26\u0a30 \u0a35\u0a3f\u0a71\u0a1a 25 \u0a06\u0a27\u0a3e\u0a30 \u0a05\u0a70\u0a15\u0a3e\u0a02 (basis points &#8211; bps) \u0a26\u0a40 \u0a15\u0a1f\u0a4c\u0a24\u0a40 \u0a15\u0a30\u0a15\u0a47 \u0a07\u0a38 \u0a28\u0a42\u0a70 5.25 \u0a2b\u0a40\u0a38\u0a26\u0a40 \u0a15\u0a30 \u0a26\u0a3f\u0a71\u0a24\u0a3e \u0a39\u0a48, \u0a1c\u0a4b \u0a15\u0a3f \u0a2e\u0a4c\u0a1c\u0a42\u0a26\u0a3e \u0a35\u0a3f\u0a71\u0a24\u0a40 \u0a38\u0a3e\u0a32 \u0a26\u0a40 \u0a26\u0a42\u0a1c\u0a40 \u0a24\u0a3f\u0a2e\u0a3e\u0a39\u0a40 \u0a35\u0a3f\u0a71\u0a1a 8.2 \u0a2a\u0a4d\u0a30\u0a24\u0a40\u0a38\u0a3c\u0a24 \u0a26\u0a47 \u0a28\u0a3e\u0a32 \u0a1b\u0a47-\u0a24\u0a3f\u0a2e\u0a3e\u0a39\u0a40 \u0a26\u0a47 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40299,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","show_comment_section":"1","number_popup_post":"1","show_author_box":"1","show_post_related":"1"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored 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